Terms of Service

Effective Date: March 23, 2026 | Last Updated: March 23, 2026

PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS (SECTION 24). BY USING THE SERVICES, YOU AGREE TO THESE TERMS.

1. Definitions

“Agreement” means these Terms of Service, the Privacy Policy, the SMS Consent Policy, and any Business Associate Agreement executed between the parties.

“AI Output” means any text, speech, scheduling action, data query result, summary, or other content generated by the AI components of the Services, including but not limited to responses from Aveena, the CRM AI chat assistant, and the MyCare portal chat.

“Aveena” means IB365's AI-powered voice receptionist that answers telephone calls, schedules appointments, and performs administrative tasks.

“Customer” or “you” means the individual, medical practice, or legal entity that registers for and uses the Services.

“Customer Data” means all data, files, content, and information uploaded to, created within, or transmitted through the Services by or on behalf of Customer, including Protected Health Information.

“MyCare” means IB365's patient-facing web portal at mycare.ib365.ai or custom domains configured for Customer.

“PHI” or “Protected Health Information” has the meaning set forth in the HIPAA Privacy Rule, 45 C.F.R. §160.103.

“Services” means the IB365 platform, including the CRM, Aveena AI voice receptionist, MyCare patient portal, SMS messaging, analytics, and all related applications, tools, APIs, and documentation.

2. Agreement to Terms

These Terms constitute a legally binding agreement between you and InboundAI365, LLC, a California limited liability company (“IB365,” “we,” “us,” or “our”). By accessing or using the Services, creating an account, or clicking “I agree,” you agree to be bound by this Agreement. If you are entering into this Agreement on behalf of a company, medical practice, or other legal entity, you represent and warrant that you have the authority to bind such entity.

Electronic Consent. You agree that your electronic acceptance of this Agreement constitutes a legally binding signature pursuant to the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. §§ 7001-7006.

3. Description of Services

IB365 provides a cloud-based practice management platform designed for healthcare providers, including:

IB365 CRM — Patient management, scheduling, communications, insurance tracking, analytics, and practice administration with AI-powered natural language interface
Aveena AI Voice Receptionist — AI-powered telephone answering, appointment scheduling, patient intake, question answering, and call routing, available 24/7/365
MyCare Patient Portal — Patient-facing web application providing appointment viewing, real-time provider status, telehealth video access, and AI chat scheduling
SMS Messaging — Appointment reminders, telehealth links, provider notifications, and practice communications via text message
Analytics & Reporting — Practice performance metrics, patient analytics, and operational intelligence

4. Account Registration & Eligibility

To use the Services, you must: (a) be at least 18 years of age; (b) be a licensed healthcare provider, medical practice, or authorized representative thereof; (c) provide accurate, complete, and current registration information; (d) maintain the security of your account credentials; and (e) promptly notify IB365 of any unauthorized use of your account. You are solely responsible for all activity occurring under your account, including actions taken by employees, contractors, and agents with access to your account.

5. Subscription, Fees & Payment

5.1 Subscription Plans. Access to the Services requires a paid subscription. Plans, features, and pricing are described at ib365.ai and may be modified upon thirty (30) days' written notice.

5.2 AI Usage Credits. Each subscription includes a monthly allocation of AI usage credits covering voice agent minutes and chat interactions. Usage beyond the included allocation is billed at the then-current overage rates (cost plus a published margin percentage). Current rates and your real-time usage are visible in your account dashboard.

5.3 Payment. Fees are billed monthly in advance. All fees are non-refundable except as expressly provided herein. Failure to pay within fifteen (15) days of the due date may result in suspension of Services. IB365 reserves the right to charge interest at the rate of 1.5% per month (or the maximum rate permitted by law, whichever is less) on overdue amounts.

5.4 Taxes. All fees are exclusive of applicable taxes. You are responsible for all sales, use, and other taxes, excluding taxes based on IB365's net income.

5.5 No Long-Term Contracts. Subscriptions are month-to-month unless you elect an annual plan. You may cancel at any time. Cancellation takes effect at the end of the current billing period. Annual plans are non-refundable for the remainder of the term.

5.6 Price Changes. IB365 may modify pricing upon thirty (30) days' written notice. Continued use after the effective date constitutes acceptance. If you do not agree, you may terminate before the new pricing takes effect.

6. Acceptable Use & Prohibited Conduct

You agree to use the Services only for lawful purposes related to the management of your healthcare practice. You shall NOT:

Use the Services for any purpose other than legitimate healthcare practice management
Use Aveena or any AI feature to provide medical advice, clinical diagnosis, or treatment recommendations to patients
Use the AI features to replace licensed clinical judgment or professional medical decision-making
Transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, or invasive of privacy
Attempt to reverse engineer, decompile, disassemble, or otherwise derive the source code of the Services
Circumvent, disable, or interfere with security features of the Services
Resell, sublicense, or provide access to the Services to any third party without written consent
Use the Services to send unsolicited communications (spam) or messages in violation of the TCPA, CAN-SPAM Act, or any applicable law
Use automated scripts, bots, or tools to access the Services in a manner that exceeds normal human usage
Introduce malicious code, viruses, or any harmful technology
Use the SMS features outside of permitted quiet hours (8:00 AM to 9:00 PM recipient local time) except for time-sensitive appointment notifications

IB365 reserves the right to suspend or terminate your account immediately for any violation of this section.

7. Customer Responsibilities

You are solely responsible for:

The accuracy and completeness of all data entered into or transmitted through the Services
Obtaining and maintaining all necessary patient consents for SMS communications, data processing, and telehealth
Compliance with all applicable federal, state, and local laws governing your medical practice, including state medical practice acts, licensing requirements, and scope of practice limitations
Training your staff on proper use of the Services
Verifying the accuracy of AI-generated content, including appointment details, patient information, and communications, before acting on such content
Maintaining appropriate professional liability (malpractice) insurance
Configuring your practice's knowledge base with accurate information about hours, services, insurance acceptance, and policies
Ensuring that patient-facing communications sent through the Services comply with your practice's standards of care

8. HIPAA Compliance & Business Associate Agreement

8.1 HIPAA. IB365 acknowledges that it may create, receive, maintain, or transmit PHI in providing the Services. IB365 agrees to comply with all applicable provisions of HIPAA, the HITECH Act (Health Information Technology for Economic and Clinical Health Act), 42 CFR Part 2 (where applicable for substance abuse treatment records), and all applicable federal and state privacy and security regulations.

8.2 BAA. IB365 will execute a Business Associate Agreement (“BAA”) with Customer prior to the creation, receipt, maintenance, or transmission of PHI. The BAA is incorporated into this Agreement.

8.3 Security Safeguards. IB365 implements administrative, physical, and technical safeguards including: AES-256 encryption at rest and TLS 1.2+ in transit; PostgreSQL row-level security for multi-tenant data isolation; role-based access controls with least-privilege enforcement; comprehensive audit logging of all PHI access; automatic session management with configurable timeout; multi-factor authentication support; regular vulnerability assessments; and incident response procedures.

8.4 Breach Notification. In the event of a breach of unsecured PHI, IB365 will notify Customer without unreasonable delay and no later than thirty (30) calendar days after discovery of the breach. Notification will include: identification of individuals affected, description of the breach, types of information involved, steps IB365 has taken and will take, and contact information for further inquiry. IB365 will cooperate with Customer in fulfilling Customer's breach notification obligations under HIPAA.

8.5 No PHI for Model Training. IB365 will NOT use Protected Health Information, patient data, or Customer Data to train, fine-tune, or improve AI or machine learning models. PHI is processed solely for the purpose of providing the Services to Customer.

8.6 Subcontractors. IB365 may engage subcontractors to assist in providing the Services, provided that such subcontractors agree to substantially similar obligations regarding PHI protection. Current categories of subprocessors include: voice synthesis providers, large language model providers, cloud infrastructure providers, database providers, payment processors, authentication providers, and telephony providers.

9. Data Ownership, Privacy & Processing

9.1 Your Data. You retain all right, title, and interest in Customer Data. IB365 does not claim ownership of Customer Data.

9.2 License to IB365. You grant IB365 a limited, non-exclusive, worldwide license to use, process, and store Customer Data solely for providing, maintaining, and improving the Services as described in this Agreement.

9.3 Data Isolation. Customer Data is isolated at the database level using PostgreSQL row-level security (RLS). Data queries are physically scoped to your tenant. Other customers' data is inaccessible even in the event of application-level errors, as the database itself enforces isolation.

9.4 Data Deletion. Upon termination, IB365 will retain Customer Data for thirty (30) days for export. After thirty (30) days, Customer Data will be permanently and irrecoverably deleted from all production systems. Backup copies will be purged within ninety (90) days.

9.5 Data Portability. During the thirty (30) day post-termination period, you may request export of your Customer Data in standard machine-readable formats (CSV, JSON).

9.6 Privacy Policy. Our collection and use of personal information is governed by our Privacy Policy, incorporated into this Agreement by reference.

9.7 Aggregate & De-identified Data. IB365 may use de-identified, aggregated data that cannot reasonably be used to identify any individual or Customer for purposes of analytics, benchmarking, and service improvement. Such data is not considered Customer Data or PHI.

10. SMS Messaging Terms

10.1 TCPA Compliance. You agree to comply with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, the CAN-SPAM Act, all applicable FCC regulations, and all state consumer protection laws governing electronic communications. You are responsible for ensuring appropriate prior express consent has been obtained from all SMS recipients.

10.2 Consent. Patient consent for SMS is obtained through the methods described in our SMS Consent Policy. Consent is specific to IB365 and is not bundled with other consents or marketing permissions (one-to-one consent per FCC requirements effective 2025).

10.3 Opt-Out. All messages include opt-out instructions. IB365 will process opt-out requests within ten (10) business days as required by FCC regulations. Recipients who opt out will receive no further messages.

10.4 Quiet Hours. SMS messages will not be sent between 9:00 PM and 8:00 AM in the recipient's local time zone, except for time-sensitive appointment notifications within thirty (30) minutes of a scheduled appointment.

10.5 Carrier Disclaimer. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply. Message frequency varies based on appointment schedule.

10.6 Record Retention. IB365 retains consent records and messaging logs for a minimum of four (4) years in compliance with TCPA litigation requirements.

10.7 Content Responsibility. You are solely responsible for the content and accuracy of SMS messages configured for your practice. IB365 provides the delivery infrastructure; you control the messaging content.

11. AI Services, Disclaimers & Limitations

11.1 Nature of AI. The Services include artificial intelligence features powered by third-party large language models and proprietary voice synthesis technology. AI features are designed to assist with ADMINISTRATIVE tasks only, including appointment scheduling, information lookup, patient intake, and natural language database queries.

11.2 No Medical Advice. AI features DO NOT provide medical advice, clinical decision support, medical diagnosis, treatment recommendations, medication guidance, triage, or any form of clinical judgment. The AI is not a licensed healthcare provider. All clinical inquiries are routed to practice staff. Per California AB 489 (effective January 1, 2026), IB365's AI does not claim or imply that it possesses a healthcare license or that care is being provided by a licensed professional.

11.3 AI Output Accuracy. AI Outputs are provided on an “informational only” basis. AI systems may produce inaccurate, incomplete, or inconsistent outputs (“hallucinations”). YOU MUST INDEPENDENTLY VERIFY ALL AI-GENERATED CONTENT before acting on it, including but not limited to appointment details, patient information, scheduling confirmations, and practice data queries. IB365 is not liable for any damages arising from reliance on unverified AI Outputs.

11.4 Model Updates. AI models used by the Services may be updated, changed, or replaced at any time to improve performance, accuracy, or cost efficiency. Such changes may result in variations in AI Output quality or behavior. IB365 will endeavor to notify Customer of material changes to AI capabilities.

11.5 AI Data Processing. When processing voice calls and text interactions, AI systems transmit conversation data to third-party large language model providers for processing. IB365 selects LLM providers that offer data protection commitments. Conversation data sent to LLM providers is NOT used to train those providers' general-purpose models.

11.6 Algorithmic Fairness. IB365 strives to ensure that AI features do not produce discriminatory outcomes. If you believe an AI feature has produced a biased or discriminatory result, please contact us immediately at legal@ib365.ai.

12. Beta & Preview Features

IB365 may offer certain features identified as “Beta,” “Preview,” “Coming Soon,” or similar designations. Such features are provided “AS IS” without any warranty or SLA commitment. IB365 may modify, suspend, or discontinue Beta features at any time without notice. Your use of Beta features is at your sole risk, and IB365 shall have no liability for any harm arising from Beta features. Beta features may not be covered by your BAA.

13. Service Levels & Availability

13.1 Uptime Target. IB365 targets 99.9% uptime for production Services, measured monthly, excluding planned maintenance windows and force majeure events.

13.2 Planned Maintenance. IB365 will provide at least twenty-four (24) hours' advance notice for planned maintenance expected to impact Service availability. Maintenance will be scheduled during low-usage periods when practicable.

13.3 Incident Response. In the event of unplanned downtime, IB365 will use commercially reasonable efforts to restore Services promptly and will provide status updates through email and status page communications.

13.4 No Guarantee. The uptime target is a goal, not a guarantee. IB365 does not warrant uninterrupted, error-free, or completely secure operation of the Services.

14. Third-Party Services & Subprocessors

The Services rely on third-party infrastructure and service providers (“Subprocessors”). Current categories of Subprocessors include:

Voice AI & Speech Synthesis — For Aveena voice receptionist functionality
Large Language Models — For natural language processing in chat and voice features
Cloud Infrastructure — For application hosting and deployment
Database Services — For data storage with row-level security
Payment Processing — For subscription billing and credit management
Authentication — For user identity verification and session management
Telephony — For phone number provisioning and SMS delivery

All Subprocessors handling PHI are bound by contractual obligations substantially similar to those in this Agreement. IB365 is responsible for the acts and omissions of its Subprocessors to the extent required by applicable law.

15. Intellectual Property

15.1 IB365 Property. The Services, including all software, technology, algorithms, designs, interfaces, documentation, and content created by IB365, are the exclusive property of IB365 and are protected by copyright, trademark, trade secret, patent, and other intellectual property laws.

15.2 License. Your subscription grants a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services during the subscription term solely for your internal business purposes.

15.3 Feedback. If you provide suggestions, feature requests, or feedback regarding the Services, you grant IB365 a perpetual, irrevocable, worldwide, royalty-free license to use such feedback without restriction.

16. Modifications to Services

IB365 reserves the right to modify, update, enhance, or discontinue any feature or functionality of the Services at any time. For material changes that reduce core functionality included in your subscription, IB365 will provide thirty (30) days' advance notice. Continued use after the effective date of changes constitutes acceptance.

17. California Consumer Privacy Act (CCPA)

IB365 is a California company and complies with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). Under these laws, California residents have the right to: know what personal information is collected; request deletion of personal information; opt out of the sale or sharing of personal information; and not be discriminated against for exercising these rights.

IB365 does not sell personal information. IB365 does not share personal information for cross-context behavioral advertising. To exercise your CCPA/CPRA rights, contact privacy@ib365.ai.

18. Limitation of Liability

18.1 CONSEQUENTIAL DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IB365, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, BUSINESS OPPORTUNITIES, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE.

18.2 AGGREGATE LIABILITY CAP. IB365'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT PAID BY YOU TO IB365 DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE THOUSAND DOLLARS ($1,000).

18.3 APPLICABILITY. THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND REGARDLESS OF WHETHER IB365 HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

18.4 ESSENTIAL PURPOSE. THE LIMITATIONS IN THIS SECTION SHALL APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THIS AGREEMENT IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

18.5 Exceptions. Nothing in this section limits IB365's liability for: (a) death or personal injury caused by IB365's negligence; (b) fraud or fraudulent misrepresentation; or (c) any liability that cannot be excluded or limited by applicable law.

19. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ACCURACY. IB365 DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETELY SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IB365 DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY AI OUTPUT. YOU ASSUME ALL RISK ASSOCIATED WITH YOUR USE OF THE SERVICES.

20. Indemnification

20.1 Your Indemnification. You agree to indemnify, defend, and hold harmless IB365 and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and costs of litigation) arising out of or related to: (a) your use of the Services; (b) your violation of this Agreement; (c) your violation of any applicable law or regulation, including HIPAA, TCPA, and state medical practice acts; (d) your violation of any third-party rights, including patient privacy rights; (e) any Customer Data or content you submit to the Services; (f) any claim that your use of the Services caused harm to a patient; or (g) any SMS messages sent through the Services at your direction.

20.2 IB365 Indemnification. IB365 will indemnify and defend you against third-party claims alleging that the Services infringe a valid U.S. patent, copyright, or trademark, provided you notify IB365 promptly and cooperate in the defense.

21. Termination

21.1 By You. You may terminate at any time by providing written notice. Termination takes effect at the end of the current billing period. No refunds for partial periods.

21.2 By IB365. IB365 may suspend or terminate access immediately upon written notice for: (a) material breach of this Agreement; (b) failure to pay fees within fifteen (15) days of due date; (c) bankruptcy or insolvency; (d) conduct harmful to patients, other users, or the Services; or (e) violation of the Acceptable Use policy.

21.3 Effect of Termination. Upon termination: (a) your right to access the Services ceases immediately; (b) Customer Data is retained for thirty (30) days for export, then permanently deleted; (c) all outstanding fees become immediately due; (d) the provisions of Sections 1, 8.4, 8.5, 9, 15, 18, 19, 20, 22, 24, and 25 survive termination.

22. Confidentiality

Each party agrees to hold in confidence all non-public information received from the other party that is identified as confidential or that reasonably should be understood to be confidential (“Confidential Information”). Confidential Information may not be disclosed to third parties except as required by law, provided that the disclosing party provides advance notice when legally permitted. This obligation survives for three (3) years following termination of this Agreement, except that obligations regarding PHI survive indefinitely.

23. Export Control & Geographic Restrictions

The Services are available only within the United States and its territories. You agree not to access or use the Services from any jurisdiction where such use would violate applicable law. You agree to comply with all applicable U.S. export control laws and regulations.

24. Governing Law & Dispute Resolution

24.1 Governing Law. This Agreement is governed by the laws of the State of California, without regard to conflict of laws provisions.

24.2 Informal Resolution. Before initiating arbitration, either party must first attempt to resolve the dispute informally by sending written notice to the other party describing the dispute and proposed resolution. The parties shall negotiate in good faith for thirty (30) days.

24.3 Binding Arbitration. If the dispute is not resolved informally within thirty (30) days, either party may initiate binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in Sacramento County, California, by a single arbitrator with healthcare industry experience. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

24.4 Arbitration Costs. Each party shall bear its own attorneys' fees and costs. Filing fees and arbitrator compensation shall be shared equally unless the arbitrator determines otherwise.

24.5 Exceptions. Either party may seek injunctive or equitable relief in a court of competent jurisdiction to prevent irreparable harm pending arbitration. Claims within the jurisdiction of small claims court may be brought in small claims court.

24.6 CLASS ACTION WAIVER. YOU AND IB365 AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.

24.7 JURY TRIAL WAIVER. TO THE EXTENT PERMITTED BY LAW, EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL IN ANY DISPUTE ARISING OUT OF OR RELATED TO THIS AGREEMENT.

25. General Provisions

25.1 Entire Agreement. This Agreement, together with the Privacy Policy, SMS Consent Policy, and any executed BAA, constitutes the entire agreement between the parties and supersedes all prior agreements, understandings, and negotiations.

25.2 Severability. If any provision is held invalid or unenforceable, the remaining provisions continue in full force. The invalid provision will be modified to the minimum extent necessary to make it enforceable.

25.3 Waiver. Failure to enforce any provision shall not constitute a waiver of that provision or any other provision.

25.4 Assignment. You may not assign this Agreement without IB365's prior written consent. IB365 may assign without restriction, including in connection with a merger, acquisition, or sale of assets. Any attempted assignment in violation of this section is void.

25.5 Notices. All legal notices must be in writing and sent to: (a) for you, the email address on your account; (b) for IB365, legal@ib365.ai or InboundAI365, LLC, 11344 Coloma Rd, Gold River, CA 95670.

25.6 Force Majeure. Neither party is liable for failure resulting from causes beyond reasonable control, including acts of God, natural disasters, pandemic, epidemic, war, terrorism, civil unrest, labor disputes, power failures, internet or telecommunications failures, governmental actions, or cyberattacks.

25.7 Independent Contractors. The parties are independent contractors. Nothing in this Agreement creates a partnership, joint venture, agency, or employment relationship.

25.8 Third-Party Beneficiaries. This Agreement does not create any third-party beneficiary rights, except that IB365's officers, directors, employees, and agents are intended third-party beneficiaries of the limitation of liability and indemnification provisions.

25.9 Headings. Section headings are for convenience only and shall not affect the interpretation of this Agreement.

26. Contact Information

For questions about these Terms of Service:

InboundAI365, LLC
11344 Coloma Rd
Gold River, CA 95670
Legal inquiries: legal@ib365.ai
General: info@ib365.ai
Phone: (888) 252-3019
Web: ib365.ai